Author: Joydeep Bagchi

Your Money. Your Mutual Fund. But Who Is Getting Paid?

A simple investor's guide to Mutual Fund costs, Regular vs Direct Plans and making an…

Can You Build Wealth Without Exotic Products?

The ₹1 Crore Portfolio Experiment “Suppose I gave you ₹1 crore today.” I asked my…

Do You Really Need a Wealth Manager?

“Joydeep, I think I have too many investments.” That was how the conversation started. It…

Why Pay 1% of Your Wealth Every Year?

The Story A few months ago, I was speaking to an old colleague. Let's call…